STABILITY MATTERS 

Do you wish your life were a little more predictable? In today's rental market finding an affordable place to live can be really tough. And just because you find a place that doesn't break the bank this year doesn't mean your rent won't go up once your lease is up. When you buy your own home, you can protect yourself from an out-of-control housing market and stabilize your cost of living. No more rent hikes. No more frantic searches for a decent place to live in your favorite neighborhood. It's a battle you don't have to fight anymore.   I can help you find your first home and take the unpredictability or renting out of your life. Give me a call today.

                  https://linawest.c21.com/property/8237-sunset-rose-dr-corona-ca-92883-C2182073541

You can keep your home in top shape with simple tasks throughout the year. This month, be sure to:
 

1. Test your smoke detectors and carbon monoxide detector. Replace batteries where necessary.
2. Drain approximately 2 gallons from your water heater to eliminate sediment.
3. Clean your clothes dryer vent duct.
4. Vacuum your bathroom vent covers.
5. Replace or clean your furnace filter.
6. Clean out any basement window wells.
7. Clean the condensation coils on your refrigerator to keep it running as efficiently as possible.
8. Clean around your air conditioning compressor and make sure it has adequate airflow.

    As always, I appreciate referrals from my friends and past clients. If you know of anyone who is looking to buy or sell real estate, please send them my way!

Brought to you by Matt & Lina West.     What not to do    

You’re shopping for houses and you’ve got your mortgage pre-qualification lined up. Great!

Keep in mind that there a few things you should NOT do:

• Don’t make a major purchase. This will change your credit score and can possibly disqualify you from a mortgage.
• Don’t change jobs unless it’s absolutely necessary. A consistent work history is crucial to lenders.
• Don’t ignore lender requirements. Be absolutely clear on what the lender requires from you throughout the process and be sure to follow up on these items.
• Don’t go it alone. Give me a call today so I can help you navigate the process and help you find the home of your dreams.

Together we can make this happen! 

I'm here to make the home buying process go smoothly so you don't have to worry. Interested in buying a home? Send me a message - I'm here to help!

Here is your August Market Update! ?

Click the link below to get your Real Estate Market Update for the city of Rancho Cucamonga. To check your city market update, comment below or message me and I'll send it to your inbox today!

https://staticaws.narrpr.com/Reports/80e123b1/cb0e-4984-b6cf/12997a57efbd/Market-Activity-Report_Rancho-Cucamonga-California_2020-08-04-03-27-01.pdf?fbclid=IwAR00Fqo3KN72uvC6tAlEMKKSV0neuBgYSxp-rHd9ICfxfWhHonHwOlEDszs

Ideal guest or no, you deserve to love spending time at home! I can help you find a home you never want to leave - send me a message to start looking today! ?

Century 21 Home - Matt & Lina West - 818.723.3636, linawestc21@gmail.com

YOU CAN CALL THE SHOTS!

Homeownership is about choice. Instead of dealing with your landlord's choices, you get to set the rules. Go ahead, adopt that amazingly cute puppy you've always wanted. Paint your kitchen in bold, beautiful colors. Plant your veggie garden in the sunny spot in your backyard. It's all possible when you're in charge and you get to decide.   Give me a call today so we can get you on the road to homeownership.

Matt & Lina West Realtors CENTURY 21 Home CA DRE #01742618 #01793880 818.723.3636

BUILDING YOUR WISH LIST 

Brought to you by Matt & Lina West.     Building Your Wish List     You've started your search, but do you know in detail what type of home are you looking for? There are so many choices that it is important to have an idea of what you want and need before you begin looking. Consider making a checklist of amenities that are essential and those you would like to have in your new home. The list below may help you clarify your thinking on what is important to you when you are ready to purchase. What neighborhood(s) would you like to live in? What price range do you have in mind? What type of home interests you? (One-story, two-story, split-entry, townhouse, condo, duplex) Are schools a factor? Do you need to be close to public transportation? How many bedrooms and bathrooms do you need? How many do you want? What other interior and exterior features are important to you? Please feel free to email or call me at any time to learn more about specific areas you are interested in learning more about. I am happy to help you in your research and can give you an up-to-date snapshot of the real estate market.

Matt & Lina West Realtors 4197 Chino Hills Parkway, Chino Hills CA. 91709 CENTURY 21 Home CA DRE #01742618 #01793880 818.723.3636

STABLE COST OF LIVING

Do you wish your life were a little more predictable? In today's rental market finding an affordable place to live can be really tough. And just because you find a place that doesn't break the bank this year doesn't mean your rent won't go up once your lease is up. When you buy your own home, you can protect yourself from an out-of-control housing market and stabilize your cost of living. No more rent hikes. No more frantic searches for a decent place to live in your favorite neighborhood. It's a battle you don't have to fight anymore.   I can help you find your first home and take the unpredictability or renting out of your life. Give me a call today.

Matt & Lina West Realtors CENTURY 21 Home CA DRE #01742618 #01793880 818.723.3636

PRIVATE MORTGAGE INSURANCE

Brought to you by Matt & Lina West.     Private Mortgage Insurance     If you are unable to put 20 percent down for your mortgage payment, you will be required to pay Private Mortgage Insurance or PMI. This insurance protects your lender from borrower defaults. If you are thinking about buying a home and your mortgage will require you to carry PMI, keep in mind that you’ll be increasing your monthly cost of owning a home. The good news is you’ll only need to carry PMI until the value of your home has appreciated or when your loan has been paid down sufficiently. In today’s market place, the benefits of being a homeowner often outweigh the extra monthly cost of PMI. I’d be happy to help you evaluate mortgage options you’re considering or refer you to a qualified lending professional who can give you a full picture of your options. Give me a call today.

Matt & Lina West Realtors 4197 Chino Hills, Chino Hills Ca. 91709 CENTURY 21 Home CA DRE #01742618 #01793880 818.723.3636

HOME BUYING ANXIETY

Brought to you by Matt & Lina West.     Home Buying Anxiety     As a first time home buyer, it's natural to suffer some anxiety as you make your decisions and begin the process of buying your first home. Just remember, there are numerous benefits to homeownership: Building equity - keep your money invested in something you own rather than giving it away to your landlord. Stability and security - no more rent hikes, no more moving because of someone else's say-so. It's all yours - your décor, your pets, your decision. Give me a call today and let's get started on finding you your first home – even if you got a few jitters.

Matt & Lina West Realtors 4197 Chino Hills Parkway, Chino Hills CA. 91709 CENTURY 21 Home License #01742618 - #01793880 818.723.3636 LinaWest@C21-email.com www.linawest.c21.com LinaWestC21@gmail.com © 2020 Century 21 Real Estate LLC. CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Equal Housing Opportunity. Each office is independently owned and operated.

HAPPY FOURTH OF JULY! 

We hope you have a safe and fun-filled Fourth of July as we all wish America a Happy Birthday.

Matt & Lina West Realtors CENTURY 21 Home License #01742618 - #01793880 8187233636 LinaWest@C21-email.com www.linawest.c21.com © 2020 Century 21 Real Estate LLC. CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Equal Housing Opportunity. Each office is independently owned and operated.

RENT VS. BUY

Have you ever taken a couple thousand dollars and set it on fire? You may not have literally burned up bills but if you're still paying rent, it amounts to the same thing. When you buy a home you own something solid, real, and something full of value. For many people, building equity by buying your own home is one of the most lucrative investments you can make.   If you're ready to take the first steps towards owning your own home and investing in your future, let's talk.

Matt & Lina West Realtors CENTURY 21 Home License #01742618 - #01793880 8187233636 LinaWest@C21-email.com www.linawest.c21.com © 2020 Century 21 Real Estate LLC. CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Equal Housing Opportunity. Each office is independently owned and operated.

ALTERNATIVE LOANS! 

Brought to you by Matt & Lina West.     Alternative Loans     If saving enough for a 20% down payment will delay your home buying dream for years, you should consider your alternate options: An FHA Loan The Federal Housing Administration, or FHA, insures loans for qualified first-time homebuyers. With FHA backing, lenders can offer you a loan at a low interest rate with as little as 3.5% down.   VA Loans Qualified military veterans can obtain a mortgage with zero down payment, thanks to a program administered by the Department of Veterans Affairs (VA). Like an FHA loan, a "VA loan" is a federally insured loan that's issued by a traditional financial institution, like a bank. These loans don't require any down payment, and as a bonus, the buyers don't need to pay PMI either – making them an even better deal than FHA loans. If you're interested in learning more about these programs or other options for down payment assistance, please give me a call today. Together we can figure out a way to make your dream of homeownership a reality.

Matt & Lina West Realtors 4197 Chino Hills Parkway, Chino Hills Ca. 91709 CENTURY 21 Home License #01742618 - #01793880 818.723.3636 LinaWest@C21-email.com www.linawest.c21.com LinaWestC21@gmail.com © 2020 Century 21 Real Estate LLC. CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Equal Housing Opportunity. Each office is independently owned and operated.

REAL ESTATE NEWS - JUNE 

AVAILABLE NOW! Listed at $2,200,000
611 Skyline Dr. Diamond Bar, CA. 91765 ?

5 Bedrooms
5 Bathrooms
Style: 2 Story
Year Built: 2001
Sq.Ft. 4,674
Gated Community
City & Mountain Views

Looking for Land? We have Three Adjoining Parcels For Sale located in Beautiful Lake Elsinore just minutes from the Lake, 15 Freeway, Shopping, Lake Elsinore Outlets, Schools, and More! Gentle upslope with great views of the valley and mountains. Peaceful location and Great Investment for building your future retirement property. Parcels zoned for R2, buyers and buyers agents to due their due diligence and verify building requirements and land use. Lake Elsinore is one of the fastest growing cities in Southern California, be part of this growing community! 3 Parcels will be sold together (375-223-010, 375-223-011, 375-223-012) A total of 14,375 Sq Ft. Make an offer today and make this land yours!

Click the link below for more details! Call Matt & Lina for more information at 818.723.3636

HOME CARE TIPS – JUNE 

This property is now SOLD!!! ??

Real Estate is Essential and still open for business during Covid-19!

People are still Buying and Selling and we will continue to implement Real Estate Best Practices & Staying Healthy and Safe for all involved in the real estate industry.

Mortgage Forbearance Is Not All It's Cracked Up to Be - Click the link below for more information!

The economic impact caused by COVID-19 has left many homeowners trying to figure out how to pay their mortgages. Homeowners with government-backed loans—and even many without—are being offered up to 12 months of forbearance. But the temporary fix could result in another wave of foreclosures if additional assistance isn't provided.

Many homeowners could be asked to pay back all of those missed mortgage bills in one lump sum at the end of the forbearance period, which will be nearly impossible for many who can't afford their payments today and don't know when the economy will recover.

Fannie Mae, Freddie Mac, and the Federal Housing Administration say their borrowers, who make up slightly more than half of all buyers, are never required to make lump-sum payments. They also offer various assistance plans, some more generous than others.

https://www.realtor.com/…/mortgage-forbearance-is-not-all-…/

HAPPY EASTER! 

REAL ESTATE NEWS – APRIL 2020

HOME CARE TIPS – APRIL 

You can keep your home in top shape with simple tasks throughout the year. This month, be sure to:   Test your smoke detectors and carbon monoxide alarms. Drain approximately 2 gallons from your water heater to eliminate sediment. Clean your clothes dryer vent duct. Vacuum your bathroom vent covers. Replace or clean your furnace filter. Clean out your basement window wells. Clean your refrigerator's condenser coils to keep it operating efficiently. Clean around your air conditioning compressor and make sure that it gets sufficient air flow.     As always, I appreciate referrals from my friends and past clients. If you know of anyone who is looking to buy or sell real estate, please send them my way!   Matt & Lina West Realtors  Lic #01793880 / #01742618 CENTURY 21 Home  4197 Chino Hills Parkway, Chino Hills CA. 91709 Direct: 818.723.3636 LinaWestC21@gmail.com www.linawest.c21.com © 2019 Century 21 Real Estate LLC. CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Equal Housing Opportunity. Each office is independently owned and operated.

REAL ESTATE NEWS – MARCH 2020

HOME CARE TIPS – MARCH  

You can keep your home in top shape with simple tasks throughout the year. This month, be sure to:   Take a look at your lawn mower and give it a quick tune up. You'll be needing it soon enough! Examine the exterior foundation grading/slope and ensure water moves away from your home. If water is collecting near the house, you'll want to get things fixed right away. Inspect your roof's surface, flashing, eaves, and soffits; after winter weather, the roof could use a little attention. Drain approximately 2 gallons from your water heater to eliminate sediment. Examine, repair and replace caulk and grout around your tubs and showers. Service your kitchen disposal by grinding several cups of ice cubes. Check your window and door screens in anticipation of warmer weather. Vacuum your bathroom vent covers.     As always, I appreciate referrals from my friends and past clients. If you know of anyone who is looking to buy or sell real estate, please send them my way!

Matt & Lina West Realtors  Lic #01793880 / #01742618 CENTURY 21 Home Realtors 4110 Edison Ste 210 Chino Ca. 91710 Direct: 818.723.3636 LinaWestC21@gmail.com www.linawest.c21.com © 2019 Century 21 Real Estate LLC. CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Equal Housing Opportunity. Each office is independently owned and operated.

SPRING FORWARD 

Remember to “spring ahead” this weekend to start enjoying more hours of daylight. Set your clocks ahead one hour Saturday night before going to bed. Matt & Lina West Realtors 4197 Chino Hills Parkway, Chino Hills CA. 91709 CENTURY 21 Home License #01742618 - #01793880 818.723.3636 LinaWest@C21-email.com www.linawest.c21.com LinaWestC21@gmail.com © 2020 Century 21 Real Estate LLC. CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Equal Housing Opportunity. Each office is independently owned and operated.

Coronavirus fears could push mortgage rates past 4-year low  

https://www.cnbc.com/2020/02/24/coronavirus-fears-could-push-mortgage-rates-past-4-year-low.html

Vote NO on proposition 13

HAPPY FIRST DAY OF MARCH!

HOW MUCH HOME CAN I REALLY AFFORD?

Brought to you by Matt & Lina West.     How much home Can I really afford?     When you start thinking about buying your first home the first question on your mind is typically "how much home can I really afford?" The good news is that in today's market place, if you can afford rent, you can probably afford to buy a home. The mortgage you can qualify for depends on many factors, including your target monthly payment, annual income, and down payment amount. You'll also need to consider any existing debts you have whenever you're considering buying. I'd be happy to talk to you about your personal situation and help you evaluate how much home you can afford based on your personal circumstances. Give me a call today.

Matt & Lina West Realtors 4197 Chino Hills Parkway, Chino Hills Ca. 91709 CENTURY 21 Home License #01742618 - #01793880 818.723.3636 LinaWest@C21-email.com www.linawest.c21.com LinaWestC21@gmail.com  © 2020 Century 21 Real Estate LLC. CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Equal Housing Opportunity. Each office is independently owned and operated.

HAPPY PRESIDENT'S DAY! 

We sincerely hope you have a safe Presidents' Day (and remember the banks and post offices are closed for the holiday!) Matt & Lina West Realtors CENTURY 21 Home License #01742618 - #01793880 8187233636 LinaWest@C21-email.com www.linawest.c21.com © 2019 Century 21 Real Estate LLC. CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Equal Housing Opportunity. Each office is independently owned and operated.

HAPPY VALENTINE’S DAY 

Matt & Lina West Realtors CENTURY 21 Home License #01742618 - #01793880 8187233636 LinaWest@C21-email.com www.linawest.c21.com © 2019 Century 21 Real Estate LLC. CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Equal Housing Opportunity. Each office is independently owned and operated.

HOME BUYING PROCESS! 

BENEFITS OF HOME OWNERSHIP!

SELLERS ROAD MAP

BUYING VS RENTING

MARKET UPDATE & REAL ESTATE NEWS

HOME CARE TIPS

Matt & Lina West Realtors  DRE #01793880 / #01742618 CENTURY 21 Home 4197 Chino Hills Parkway Chino Hills Ca. 91709 Direct: 818.723.3636                   LinaWestC21@gmail.com www.linawest.c21.com © 2019 Century 21 Real Estate LLC. CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Equal Housing Opportunity. Each office is independently owned and operated.

PRICE REDUCED to $553,800!!!

OPEN HOUSE!! ?
SATURDAY - February 8th 
12PM - 3PM

REAL ESTATE INVESTMENT

Real Estate INVESTMENT It's easy to look at distressed properties and see nothing but a sweet deal ripe for the picking. But serious issues can arise, and if you're in the market for an investment property it's important to treat foreclosures, short sales and REO properties with special scrutiny. With my experience as a real estate professional, I'll help you sort through the maze of distressed properties to find the diamond in the rough. GIVE ME A CALL TODAY!

Matt & Lina West Realtors  Lic #01793880 / #01742618 CENTURY 21 Home  4197 Chino Hills Parkway Chino Hills Ca. 91709 Direct: 818.723.3636 LinaWestC21@gmail.com www.linawest.c21.com © 2019 Century 21 Real Estate LLC. CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Equal Housing Opportunity. Each office is independently owned and operated.

From the moment you enter this Gated community you will fall in love! This Beautiful Luxury Home with Gorgeous City Lights and Mountain View located in Diamond Bar "Diamond Hills Estate" Gated with 24 hour security guard. The Home offers 5 bedrooms (4 Suites) plus an Office, Large Bonus Room, Loft area, and 4.5 Bathrooms. There are many features including White Wood Shutters throughout the home, Crown Molding/Baseboards, and Built-In Cabinets. The Entry leads you into a Beautiful Formal Dining with Hard Wood Floors that spread throughout the walking areas and up the stairs for a simple elegant look. Living room with Fireplace with High Ceilings. Large Family Room with Fireplace and Dining area. Large Bedroom Suite with back Patio Access, and Spacious Front Office on main floor. Grand Master Suite with Walk in Closet, Separate Shower & Bath to enjoy the Gorgeous City Lights and Mountain View on the second floor. The Kitchen has beautiful Wood Cabinets and Granite Counter Top Kitchen Island, Built-In Double Oven and Microwave, and separate 2nd Kitchen with Two Burners. This Home has a breathtaking Backyard with a view of Nature.  Large Patio perfect for entertaining. Automatic sprinkler system. 2 Central Air Conditioners, and located in a quite Cul-De-Sac. This Home is a GEM and a Must See!

Do You Need An Agent When Buying A Newly Built Home?

The answer is yes.  You must always remember that the builder’s agent will always have the builder's best interest in mind.  The job of the builder's agent is to get the highest price for the homes the builder is selling so the agent is not going to be as eager to negotiate down.  Remember, the builder will be paying the commission for the real estate agent that is representing you.  So, you should bring your agent with you on your first visit because the builder (aka the seller) will then be responsible for paying the commission and needs to know if you'll have a real estate agent representing you.  It is your real estate agent’s job to help you get the most value for your money, with the least hassle and frustration.  When buying new construction, here’s what I will help you with that you might miss out on if you stick with the builder’s agent.

Negotiating extras: Want upgraded counters or appliances in that new home? I can help you with all those extra perks, amenities, and upgrades. I can often negotiate with the builder on things like paint color or even the style of garage door, especially if the housing development is in the beginning stages.

Recommending financing: A builder typically will have a “preferred” lender that they will try to steer you to, but I can help make sure that you’re getting the mortgage that works best for your situation. Shopping around is always wise, and you don’t want the builder’s agent pressuring you into using their suggested professional unless it is right for you.

Overseeing a home inspection: Tempted to forgo a home inspection in new construction? The number and severity of new-home defects often rival resale home problems.  The builder’s agent is unlikely to push for or offer up an inspection, so I can make it happen.

Everyone wants to walk away from buying a home—whether it be a new construction or not—with peace of mind. Having me in your corner will help facilitate that.

CREDIT SCORES & Inspections vs. Appraisals vs. AVMs

January 2020 REAL ESTATE NEWS Brought to you by Matt & Lina West Credit Scores Demystified If you've made a resolution this year to get your credit on track, getting started can feel a bit daunting. After all, it can sometimes seem as if credit agencies want to keep you in the dark about how scores are calculated. Not to worry - with some diligence on your part and a little insight into the world of credit score-keeping, you can get back on track in 2020. Credit scores follow an algorithm first developed by the data analytics company FICO years ago. For a while, credit scores weren't the primary force behind a credit decision but over time the impact of a credit score became more and more important. Most every loan program available today has a minimum credit score. There are five characteristics of your credit history that make up your three-digit score: your payment history, account balances, the length of your credit history, the types of credit used and how often you've applied for new credit. Credit scores will improve much more quickly by paying attention to the two categories that have the greatest impact on a score: payment history and account balances. Payment history accounts for 35 percent of the total score. When someone makes a payment more than 30 days past the due date, scores will fall. An occasional "late pay" won't do much damage to your score but continued payments made more than 30 days past due definitely will. Preventing late payments is a key to recovering your score. Account balances compare outstanding loan balances with credit lines and make up 30 percent of your score. If a credit card has a $10,000 credit line and there is a $3,300 balance, scores will actually improve, as the ideal balance-to-limit is about one-third of the credit line. As the balance grows and approaches or exceeds the limit, scores will begin to fall. The remaining three have relatively little impact. How long someone has used credit accounts for 15 percent of the score, but there's really nothing anyone can do to improve this area other than to wait. Types of credit and credit inquiries both make up 10 percent of the score. By concentrating on payment history and account balances, scores will improve significantly over the next few months.

Inspections vs. Appraisals vs. AVMs Inspections, appraisals, and automated valuation models, while related, all have different functions but can be easily confused. Let's take a closer look. Inspections: A property inspection is ordered by the buyer and is meant to be an unbiased look at the condition of the property. While not necessarily required by a lender, an inspection protects the buyer from purchasing a home that requires expensive repairs or otherwise doesn't live up to its list price. A property inspector will examine the condition of the property inside and out, running through a checklist of areas including, but not limited to, the roof, electrical panels, wiring, plumbing, appliances, doors and windows. If any issues pop up, the inspector makes note and provides the buyer with a report. Many reported issues will need some attention but won't affect financing. If major repairs are needed however, the lender might want to have those issues addressed before they provide any funding. Appraisals: Once the inspection has been completed and reviewed, the lender can order an appraisal. The appraisal will consider comparable homes in the area as well as other factors such as lot size, nearby schools and crime rates. The goal of the appraisal is to determine the true value of the property for the sake of the lender. The key difference between an inspection and an appraisal is that an inspection aims to assess the physical condition of a home itself, while an appraisal solely determines the market value of the real estate. AVMs: An automated valuation model is a digital evaluation of the value of a home. An AVM will quickly research the database of similar homes in the area and compare them with the value of the subject property. AVMs are often used to assess the value of a property portfolio, and have the advantage of saving time and money since no one physically visits the property. However, AVMs can't take into account the true condition of a property and often aren't enough to secure a conventional loan for a home buyer.

QUESTIONS? VISIT www.linawest.c21.com

Matt & Lina West Realtors CENTURY 21 Home License #01742618 - #01793880 8187233636 LinaWest@C21-email.com www.linawest.c21.com © 2019 Century 21 Real Estate LLC. CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Equal Housing Opportunity. Each office is independently owned and operated.

Dorado at Ontario Ranch

Dorado is a vibrant community in Ontario Ranch comprised of 100 new single-family residences. Spanish, Cottage and Traditional architectural elevations will enhance this active community.
 

Residence One – 2,510 sq. ft. – 4 bedrooms & 3 bathrooms – loft, 2-car garage, spacious great room opens to kitchen, downstairs bedroom and master suite with expansive walk-in closets with dual sinks
 

Residence Two – 2,749 sq. ft. – 4 bedrooms & 3 bathrooms – loft, 2-car garage, stylish master suite, downstairs bedroom and large walk-in closet
 

Residence Three – 2,960 sq. ft. – 4 bedrooms & 3 bathrooms – loft, 2- car garage, downstairs bedroom, expansive loft, spacious master bathroom with separate vanities and separate walk-in closets in master suite
 

Taxes: Effective base property tax rate and Mello-Roos estimated up to 1.7%
 

HOA: Range of assessments from $118 - $172 per month. The community will feature a park boasting a covered picnic area with
BBQ’s, a tot lot, walking trails and bench seating with an extensive lawn area. In Addition, Dorado homeowners will have access to the Amenity Center of the future Christopher Homes community of Ventana located within walking distance of Dorado. This Center will feature a gated private pool with restrooms, a dog park and picnic area with BBQ’s.
 

We would love to show you these properties, so please contact us and schedule an appointment. Everyone wants to walk away from buying a home—whether it be a new construction or not—with peace of mind. Having us in your corner will help facilitate that.

Esperanza at Ontario Ranch

Esperanza is a gated community in Ontario Ranch exclusively for adults 55 and over. Offering three new collections of single-story home designs, this premier community offers residents access to brand-new and resort-style amenities. At the La Jolla Club, is a large clubhouse, fitness center, movement studio, gathering spaces, full-service bar, wine lockers, craft area, indoor catering kitchen and full outdoor kitchen, swimming pool, spa, bocce ball and more. Additionally throughout are parks, a yoga lawn, event lawn, flex lawn and pickleball courts.

Tejara, Vivir and Modena are the three neighborhoods at Esperanza, each with its own distinctive collection of single-story home designs. All homes are detached with covered back patio spaces and come complete with Everything’s Included and Thoughtful Design features at no additional cost.

Tejara - 1,419 to 1,558 sq. ft. – 2 bedrooms & 2 bathrooms – cluster-style neighborhood

Vivir – 1,381 to 1,638 sq. ft. – 2 bedrooms & 2 bathrooms – single family with private driveways

Modena – 1,822 to 2,135 sq. ft. – 2-3 bedrooms & 2-2.5 bathrooms – single family & Next Gen available

The tax rate is 1.0831%. Community assessments are $2,022 yearly or $168 monthly for estimated combined taxes of 1.5%. Home Owners Association fees are anticipated to be approximately $237 a month at buildout. The fees cover maintenance of the entry gates, streets, recreation center, parks and general shared landscape throughout the community.

We would love to show you these properties, so please contact us and schedule an appointment. Everyone wants to walk away from buying a home—whether it be a new construction or not—with peace of mind. Having us in your corner will help facilitate that.

YOU'RE INVITED TO OUR OPEN HOUSE!! ?

SATURDAY - JANUARY 11TH & 12TH

12PM - 4PM

Matt & Lina West
CENTURY 21 Home Realtors
License #01742618 #01793880

4197 Chino Hills Parkway, CA. 91709
818.723.3636 

Welcome home to Waverly at Emerald Park at New Haven, where Brookfield Residential offers comfortable living with resort style amenities. Spacious floorplans designed around inviting great rooms and kitchens with large islands. Relaxing master suites are equipped with deep soaking tub and separate walk-in shower. Waverly’s 2 story single family detached homes all offer a first floor bedroom and bath. Private yards are perfect for kids, pets, and BBQ’s, while offering a low maintenance lifestyle. Our cul-de-sac inspired designs offer
security while offering a 2 car driveway and 2 car garage.

Residence Three $506,300 - $510,000 Approximately 2,513 sq. feet 4 bedrooms + bonus room/loft, 3 baths, 2 car garage + 2 car driveway. Kitchen includes island and pantry. Private enclosed yard.

Waverly residents enjoy access to the New Haven Resort at Picnic Park, Cherry Park & Emerald Park. Our Neighborhood amenities include 2 indoor clubhouses available for private events, covered cabana with fireplace, 4 sparkling swimming pools, 2 jacuzzi’s, splash zone, BBQ pavilions, picnic gardens, fire pits, 3 playgrounds, a zipline, a dog park and more. HOA dues anticipated to be $151.50/month. Tax Rate is approximately 1.97%

Contact Matt & Lina for more information or for a private tour at 818.723.3636 - MattLinaC21Realtors@gmail.com – www.LinaWest.C21.com

Welcome home to Waverly at Emerald Park at New Haven, where Brookfield Residential offers comfortable living with
resort style amenities. Spacious floorplans designed around inviting great rooms and kitchens with large islands. Relaxing
master suites are equipped with deep soaking tub and separate walk-in shower. Waverly’s 2 story single family detached
homes all offer a first floor bedroom and bath. Private yards are perfect for kids, pets, and BBQ’s, while offering a low
maintenance lifestyle. Our cul-de-sac inspired designs offer security while offering a 2 car driveway and 2 car garage.

Residence Two $479,300 - $492,060 Approximately 2,275 sq. feet 4 bedrooms, 3 baths, 2 car garage + 2 car driveway. Private gated entry courtyard. Kitchen includes island and walk in pantry. Private enclosed yard. Waverly residents enjoy access to the New Haven Resort at
Picnic Park, Cherry Park & Emerald Park. Our Neighborhood amenities include 2 indoor clubhouses available for private events, covered cabana with fireplace, 4 sparkling swimming pools, 2 jacuzzi’s, splash zone, BBQ pavilions, picnic gardens, fire pits, 3 playgrounds, a zipline, a dog park and more. HOA dues anticipated to be $151.50/month. Tax Rate is approximately 1.97%

Contact Matt & Lina West for more information or for a private tour at 818.723.3636 - MattLinaC21Realtors@gmail.com - www.LinaWest.C21.com

Welcome home to Waverly at Emerald Park at New Haven, where Brookfield Residential offers comfortable living with resort style amenities. Spacious floorplans designed around inviting great rooms and kitchens with large islands. Relaxing master suites are equipped with deep soaking tub and separate walk-in shower. Waverly’s 2 story single family detached homes all offer a first floor bedroom and bath. Private yards are perfect for kids, pets, and BBQ’s, while offering a low maintenance lifestyle. Our cul-de-sac inspired designs offer security while offering a 2 car driveway and 2 car garage.

Residence One $478,300 - $483,380 Approximately 2,158 sq. feet 4 bedrooms, 3 baths, 2 car garage + 2 car driveway. Kitchen includes island. Private enclosed yard.

Waverly residents enjoy access to the New Haven Resort at Picnic Park, Cherry Park & Emerald Park. Our Neighborhood
amenities include 2 indoor clubhouses available for private events, covered cabana with fireplace, 4 sparkling swimming pools, 2 jacuzzi’s, splash zone, BBQ pavilions, picnic gardens, fire pits, 3 playgrounds, a zipline, a dog park and more. HOA dues anticipated to be $151.50/month. Tax Rate is approximately 1.97%

Contact Matt & Lina for more information or for a private showing at 818.723.3636 - MattLinaC21Realtors@gmail.com - www.LinaWest.C21.com

Barrington South located at 4995 Prairie Road in Jurupa Valley features 4 different residences for sale. There will be 75 home sites with an average lot size of 5,000 square feet, an HOA fee of $107 a month which covers a centrally located park and pool. Each home includes buyer credits which include $10k credits toward closing costs, free solar system, landscaping package (includes front and backyard), 2 inch designer blinds, washer / dryer & refrigerator, and a home theater package (Sony 82-inch TV and sound bar). The pricing for the four residences ranges from $520,000 to $570,000, all are two-story, and the square footage is from approximately 2,238 to 2,670. Please contact us if you would like to see these homes in person, because having an agent negotiate for you, even for new homes, can save you money, get the home features you want, help prevent future problems, and costs you nothing.

Matt & Lina West 
818.723.3636
MattLinaC21Realtors@gmail.com
www.LinaWest.C21.com  

Barrington South located at 4995 Prairie Road in Jurupa Valley features 4 different residences for sale. There will be 75 home sites with an average lot size of 5,000 square feet, an HOA fee of $107 a month which covers a centrally located park and pool. Each home includes buyer credits which include $10k credits toward closing costs, free solar system, landscaping package (includes front and backyard), 2 inch designer blinds, washer / dryer & refrigerator, and a home theater package (Sony 82-inch TV and sound bar). The pricing for the four residences ranges from $520,000 to $570,000, all are two-story, and the square footage is from approximately 2,238 to 2,670. Please contact us if you would like to see these homes in person, because having an agent negotiate for you, even for new homes, can save you money, get the home features you want, help prevent future problems, and costs you nothing.

Matt & Lina West 
818.723.3636
MattLinaC21Realtors@gmail.com
www.LinaWest.C21.com  

Barrington South located at 4995 Prairie Road in Jurupa Valley features 4 different residences for sale. There will be 75 home sites with an average lot size of 5,000 square feet, an HOA fee of $107 a month which covers a centrally located park and pool. Each home includes buyer credits which include $10k credits toward closing costs, free solar system, landscaping package (includes front and backyard), 2 inch designer blinds, washer / dryer & refrigerator, and a home theater package (Sony 82-inch TV and sound bar). The pricing for the four residences ranges from $520,000 to $570,000, all are two-story, and the square footage is from approximately 2,238 to 2,670. Please contact us if you would like to see these homes in person, because having an agent negotiate for you, even for new homes, can save you money, get the home features you want, help prevent future problems, and costs you nothing.

Matt & Lina West 
818.723.3636
MattLinaC21Realtors@gmail.com
www.LinaWest.C21.com  

Advantages of Buying a Home During the Holidays

The next 6 weeks presents a golden opportunity for those serious  home buyers looking for an advantage. While most people are busy planning, preparing and coping with the demands of the Holiday Season, determined home buyers can take advantage of other people’s pre-occupation. What are some of the advantages of buying a home during the Holidays?

Holiday House Shopping Means

• Fewer Active Buyers = Less Competition
• Less Likelihood of Multiple Offers
• Less Chance of Being Outbid

The Holidays Reveal Ultra Motivated Sellers

• Active holiday home sellers are usually highly motivated, or they would have taken their home off the market.
• Distressed property managers (foreclosures, REOs) are coming up on their end-of-year quotas.

Shop During the Holidays and Avoid Potential Missed Opportunity

• One never knows when the “just right” home will come on the market
• Putting your home hunt “on-hold” takes you out of the game
• Great homes don’t wait for you to be ready
• Holiday season over-spending can deplete and stall your purchase

The Holidays Give Buyers an Advantage

The Holiday Season and its wake is a great time to buy, but don’t expect a “steal-of-a-deal”. Work with an experienced Buyer’s Agent and stay focused. Please contact us, let us negotiate for you and save you money this holiday season.

Thinking About Selling? Try looking at your house from someone else's shoes. There are lots of ways to add curb appeal to your home and sometimes the list of suggestions on how to do so can be overwhelming. Try standing at the end of the driveway or even across the street. Ask yourself: What would my neighbors notice about my house? You might even want to take a few pictures of your home's exterior and send them to a friend or relative. They might be able to see things that you wouldn't.

For a personal, no-obligation consultation on your home's market value, give me a call.

REAL ESTATE NEWS Brought to you by Matt & Lina West

Remodeling Stats and Spending Trends to Inform Your Improvement Plans Thinking about remodeling? You're not alone. According to a report from the Harvard Joint Center for Housing Studies, home improvement spending in the U.S. is up more than 50% since 2010.

The study found that, "Spending on improvements and repairs to the US housing stock continued on an upward trend in 2017, setting a new high of $424 billion. This represents a 10% increase from 2015 and more than 50% gain from the low in 2010." According to their analysis, 22 million homeowners across the country completed at least one home improvement project in 2017.



"The report[…] attributed part of the increase to a shortage of new construction and a reliance on aging housing stock that requires upkeep and repair," said the New York Times. "Other factors include higher housing prices that have increased the available equity for home improvement loans, and a growing population of older homeowners who are financially equipped to pay for renovations."

The primary "spenders" fall into three main categories: Homeowners using surging equity to make improvements, homeowners playing catch-up on deferred maintenance and updates, and rental property owners.

The average expenditure on home improvement was rather modest; 40% of participants reported spending less than $2,500, and almost 75% spent less than $10,000.

Most common improvements

The most common project in 2017 was adding or replacing flooring, with 5.2 million homeowners, or 7%, upgrading their floors. The next most common projects were:

• Adding or replacing plumbing fixtures
• Built-in dishwashers or garbage disposals
• New windows or doors
• New water heaters

USDA Loans: They're Not Just for Homes in the Boonies Have you heard of USDA loans? If you're a low-to-moderate-income homebuyer who doesn't have a lot of money for a down payment and who needs lenient credit requirements, you (or your lender) are probably focused on FHA loans.

But if you haven't taken a look at USDA loans, you may be missing out on an incredible opportunity.

If you're saying to yourself, "But USDA loans are only for homes out in the sticks," that's understandable. It's true that the loans were designed to help buyers in rural areas. But "rural" is a broader term than you may realize.

On the USDA website, you can enter an address in the search bar and check if it's eligible, or you can drop a pin in a location to find out whether USDA financing is available in the area. Consider these interesting results: Frisco, TX, currently the fastest-growing city in the nation, is not eligible for a USDA loan, but Prosper, just to the north and being called, "The next Frisco," is eligible. The popular Valencia, CA, north of Los Angeles is not eligible, but areas of Santa Clarita, the city in which Valencia is located, are eligible. There's no harm in looking, and you might find a real gem in an up-and-coming area.

You can keep your home in top shape with simple tasks throughout the year. This month, be sure to:

• Service your kitchen disposal by grinding several cups of ice cubes.
• Make sure any outdoor furniture is put away or properly covered, including your grill.
• Pour 1 gallon of water down unused drains.
• Clean debris from gutters and ensure down spouts are free of obstruction.
• Check for leaks under sinks and toilets.
• Check for cracks in your foundation, brick or stucco.
• Review emergency procedures and ensure all the members of your family know what to do in the event of a home fire.
• Examine your chimney. Clean flue; repair any cracks in flue or any loose or crumbling mortar.

Ontario Ranch, California is a new community being built that will span over 8,000 acres and 13 square miles.  It will offer beautiful neighborhoods, ultra-high bandwidth home-data services, new schools, and an expansive park and trail system.  Future plans include over 46,000 new homes.  Ontario Ranch is conveniently located near the I-15 and 60 freeways.  In the coming weeks we will be featuring photos and information about the different homes being built.  The first homes we visited were The Primrose at Park Place.  There are 79 total homes in this neighborhood with the average lot size 6,800 sq. ft..  There are three model homes we looked at, all of them are single story.

- The Oxford, with an approximate size of 2,610 sq. ft. of living space, 3-4 bedrooms, and a 2-car garage.

- There is a credit for closing cost, please contact us for more information. Hope you enjoy the photos.

For questions or to schedule a showing, contact Matt & Lina West at 818.723.3636, LinaWestC21@gmail.com, www.LinaWest.C21.com

You can keep your home in top shape with simple tasks throughout the year. This month, be sure to:

1. Replace or clean your furnace filter.

2. Clean filters for kitchen exhaust fans.

3. Drain outside faucets and winterize your sprinkler system.

4. Check your driveway for cracks. Fill cracks and reseal as needed.

5. Cover your air conditioner and/or remove any window units.

6. Reverse your ceiling fans to help blow warm air down from the ceiling throughout the room.

7. Drain approximately 2 galloons from water heater to eliminate sediment.

8. Pass a lit candle around doors and windows to check for drafts. Weather strip as necessary.

Ontario Ranch, California is a new community being built that will span over 8,000 acres and 13 square miles.  It will offer beautiful neighborhoods, ultra-high bandwidth home-data services, new schools, and an expansive park and trail system.  Future plans include over 46,000 new homes.  Ontario Ranch is conveniently located near the I-15 and 60 freeways.  In the coming weeks we will be featuring photos and information about the different homes being built. 

- The first homes we visited were The Primrose at Park Place.  There are 79 total homes in this neighborhood with the average lot size 6,800 sq. ft.. There are three model homes we looked at, all of them are single story. 

- The Dominic, with an approximate size of 2,491 sq. ft. of living space, 3-5 bedrooms, and a 3-car garage. 

- There is a credit for closing cost, please contact us for more information. Hope you enjoy the photos.

For questions or to schedule a showing, contact Matt & Lina West at 818.723.3636, LinaWestC21@gmail.com, www.LinaWest.C21.com

Do You Need An Agent When Buying A Newly Built Home?

The answer is yes.  You must always remember that the builder’s agent will always have the builder's best interest in mind.  The job of the builder's agent is to get the highest price for the homes the builder is selling so the agent is not going to be as eager to negotiate down.  Remember, the builder will be paying the commission for the real estate agent that is representing you.  So, you should bring your agent with you on your first visit because the builder (aka the seller) will then be responsible for paying the commission and needs to know if you'll have a real estate agent representing you.  It is your real estate agent’s job to help you get the most value for your money, with the least hassle and frustration.  When buying new construction, here’s what I will help you with that you might miss out on if you stick with the builder’s agent.

Negotiating extras: Want upgraded counters or appliances in that new home? I can help you with all those extra perks, amenities, and upgrades. I can often negotiate with the builder on things like paint color or even the style of garage door, especially if the housing development is in the beginning stages.

Recommending financing: A builder typically will have a “preferred” lender that they will try to steer you to, but I can help make sure that you’re getting the mortgage that works best for your situation. Shopping around is always wise, and you don’t want the builder’s agent pressuring you into using their suggested professional unless it is right for you.

Overseeing a home inspection: Tempted to forgo a home inspection in new construction? The number and severity of new-home defects often rival resale home problems.  The builder’s agent is unlikely to push for or offer up an inspection, so I can make it happen.

Everyone wants to walk away from buying a home—whether it be a new construction or not—with peace of mind. Having me in your corner will help facilitate that.

Ontario Ranch, California is a new community being built that will span over 8,000 acres and 13 square miles.  It will offer beautiful neighborhoods, ultra-high bandwidth home-data services, new schools, and an expansive park and trail system.  Future plans include over 46,000 new homes.  Ontario Ranch is conveniently located near the I-15 and 60 freeways.  In the coming weeks we will be featuring photos and information about the different homes being built.

-  The first homes we visited were The Primrose at Park Place.  There are 79 total homes in this neighborhood with the average lot size 6,800 sq. ft..  There are three model homes we looked at, all of them are single story. 

- The Paige, with an approximate size of 2,494 sq. ft. of living space, 3-5 bedrooms, and a 2-3 car garage.

- There is a credit for closing cost, please contact us for more information. Hope you enjoy the photos.

For questions or to schedule a showing, contact Matt & Lina West at 818.723.3636, LinaWestC21@gmail.com, www.LinaWest.C21.com

The Resort located in Rancho Cucamonga between Milliken and Haven Ave. and took a tour of the New Lumin model homes. The Lumin homes are detached bungalows with three different models to choose from. 

- A three story with 4 bedrooms and 3 bathrooms and approximately 1934 sq. ft.

- Some of the community amenities currently featured are a clubhouse, pool and spa, café, dog park, and fitness center. Other new models are planned to open in the near future and possibly more amenities.

- There's also a credit of up to $10,000 to go towards your closing costs. Stay tune with more updates. 

For more information or to schedule a showing, please contact us and we would be happy to assist you. You can call, text, or email Matt & Lina West at 818.723.3636, linawestc21@gmail.com ?

The Resort located in Rancho Cucamonga between Milliken and Haven Ave. and took a tour of the New Lumin model homes. The Lumin homes are detached bungalows with three different models to choose from. 

- A two story with 4 bedrooms and 3 bathrooms and approximately 1538 sq. ft. 

- Some of the community amenities currently featured are a clubhouse, pool and spa, café, dog park, and fitness center. Other new models are planned to open in the near future and possibly more amenities.

- There's also a credit of up to $10,000 to go towards your closing costs. Stay tune with more updates. 

For more information or to schedule a showing, please contact us and we would be happy to assist you. You can call, text, or email Matt & Lina West at 818.723.3636, linawestc21@gmail.com ?

The Resort located in Rancho Cucamonga between Milliken and Haven Ave. and took a tour of the New Lumin model homes. The Lumin homes are detached bungalows with three different models to choose from.

-A single story with 3 bedrooms and 2.5 bathrooms and approximately 1448 sq. ft.

Some of the community amenities currently featured are a clubhouse, pool and spa, café, dog park, and fitness center. Other new models are planned to open in the near future and possibly more amenities. There's also a credit of up to $10,000 to go towards your closing costs. Stay tune with more updates.

For more information or schedule a showing, please contact us and we would be happy to assist you. You can call, text, or email Matt & Lina West at 818.723.3636, linawestc21@gmail.com ?